Consider the benefit amount you choose as inflation may reduce its buying power over time. If you choose the Increasing Benefit Option, this can help to protect your policy from the effects of inflation
Depending on how long you live you may pay in more than we pay out
You can choose to Cash In your policy if you are 80 or after 15 years, whichever is later. There is no cash in value before this date
If you choose to take the Cash In amount, your cover will end
Cash In value is the return of premiums equal to 50% of the benefit amount and will only change if you change your benefit amount
* Our lowest cost product
** Based on sales data from 1st August 2017 - 1st August 2019
†For new policy holders only, once they have completed 3 consecutive successful monthly payments. Please allow up to 5 working days after payment for delivery. View full terms and conditions.
All calls are recorded for training and quality purposes. British Seniors Insurance Agency is a trading name of Neilson Financial Services Limited who is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register under reference 594926. Registered Office: Landmark Place, Windsor Road, Slough, Berkshire SL1 1JL. Registered in England and Wales, number 07986483. All products are arranged and issued by British Seniors Insurance Agency and are underwritten and administered by AIG Life Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and entered on the Financial Services Register under reference 473752. Registered Office: The AIG Building, 58 Fenchurch Street, London, EC3M 4AB. Registered in England and Wales, number 6367921.