Why Choose Us
- It only takes a few minutes to get a quote and arrange cover
- UK residents aged 50-80 are guaranteed to be accepted – there are no medicals or blood tests
- Policies start from just £3.72 a month for a 50-year-old UK resident with a £1,000 benefit amount (that’s just 13p a day!)
- You can select a benefit amount between £1,000 and £10,000, depending on your age
- You will be covered immediately for accidental death and for death by any cause after 12 months
- You can include a FREE £300 contribution towards the cost of your funeral
Things to Consider
- Consider the benefit amount you choose as inflation may reduce its buying power over time. If you choose the Increasing Benefit Option, this can help to protect your policy from the effects of inflation
- Depending on how long you live you may pay in more than we pay out
- You can choose to Cash In your policy if you are 80 or after 15 years, whichever is later. There is no cash in value before this date and if you choose to take the Cash In amount, your cover will end. The Cash In value is equal to 50% of the benefit amount
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Up to £475 of free extras includes: £75 M&S Gift Card after six successful consecutive payments and once your total premium exceeds the gift card value. View full terms & conditions. + A free Will Kit (worth £100). + A Funeral Benefit Option giving £300 towards the cost of your funeral. See further details here. Offer subject to qualifying criteria.