Over 50s Life Insurance Comparison

Guaranteed Acceptance


No Medicals Required


Lifetime Payback Guarantee®

Lifetime Payback Guarantee® means that the benefit your loved ones receive will be either your cover amount or the amount you’ve paid in, whichever is greater.


3 x Cover From Accidental Death

British Seniors pay triple the benefit amount for accidental death up to £60,000 depending on your age.


Add a Partner

You are able to have a joint policy with British Seniors, allowing you to add your partner.


Comparison information collected in January 2018

British Seniors offer two policies: Over 50s Life Insurance and Over 50s Life Insurance with the Lifetime Payback Guarantee®

Over 50s Life Insurance does not include the benefit of the Lifetime Payback Guarantee®.

Things you need to consider

  • There is no cash-in value at any time,
  • Ensure you choose enough benefit amount, as inflation may reduce its buying power over time,
  • You may pay in more than you get back, unless you choose Over 50s Life Insurance with the Lifetime Payback Guarantee®,
  • The protection of the Lifetime Payback Guarantee® applies if you continue your policy for life and will only reduce in value if you reduce your benefit amount.