How do we compare?

Guaranteed Acceptance


No Medicals Required


Lifetime Payback Guarantee™

Lifetime Payback Guarantee™ means that the benefit your loved ones receive will be either your cover amount or the amount you’ve paid in, whichever is greater.


3 x Cover From Accidental Death

British Seniors pay triple the benefit amount for accidental death up to £60,000 depending on your age.


Add a Partner

You are able to have a joint policy with British Seniors, allowing you to add your partner.


Things you need to consider

  • There is no cash-in value at any time
  • Inflation may reduce the value of your benefit amount
  • If you reduce your benefit amount, your Lifetime Payback Guarantee amount will be reduced by the same proportion
  • For the first 24 months, you will only be covered for accidental death