Over 50s Life Insurance Overview

 

Over 50s Life Insurance

Over 50s Life Insurance with the Lifetime Payback Guarantee

Lifetime Payback Guarantee
 
Who can apply?
UK residents aged 50 to 80.
UK residents aged 50 to 80.
How much cover can I get?
£2,000 up to £20,000 depending on your age.
£2,000 up to £20,000 depending on your age.
Do I need to answer any health and lifestyle questions?
No - there are no forms to fill in or questions about your health and lifestyle.
No - there are no forms to fill in or questions about your health and lifestyle.
Do I need a medical or visit to my GP?
No - there are no medicals or health questions and we will not contact your doctor when you apply.
No - there are no medicals or health questions and we will not contact your doctor when you apply.
Am I covered for death by any cause?
Yes - After your policy has been in force for 24 months.
Yes - After your policy has been in force for 24 months.
Am I covered for death by accident?
You are covered for accidental death from day one, and if death is the result of an accident, then 3 times your benefit amount will be paid.
You are covered for accidental death from day one, and if death is the result of an accident, then 3 times your benefit amount will be paid.
Can I add a partner to my Policy?
You can apply for a Single Plan or you can apply with your partner under a Joint Plan
You can apply for a Single Plan or you can apply with your partner under a Joint Plan
Can I add children to my Policy?
Children's cover is not available with this policy.
Children's cover is not available with this policy.
Will there be an automatic 5% increase to my benefit amount each year?
The amount of cover provided by this policy is fixed and does not change over time. This means that your benefit amount may not keep up with inflation.
The amount of cover provided by this policy is fixed and does not change over time. This means that your benefit amount may not keep up with inflation.
Am I covered for whole of life?
Yes - As long as premiums are paid when due.
Yes - As long as premiums are paid when due.
Is the Policy flexible to make changes to it? E.g. increasing or decreasing your benefit amount.
You can apply to make changes to your policy without any additional administration charges.
You can apply to make changes to your policy without any additional administration charges.
Does my policy have the Lifetime Payback Guarantee®?
How do I apply?
Call FREE on 0800 995 1001 or get a quote and buy online.
Call FREE on 0800 995 1001 or get a quote and buy online.