Three women celebrating a birthday with a birthday cake

Feel proud you chose Over 50 Life Insurance

Getting cover in place is simple and straightforward. As long as you’re a UK resident aged 50-80, you’re guaranteed to be accepted with no medical or blood tests. Affordable monthly premiums could cost less than you think, and within minutes you can have peace of mind knowing that you've helped to protect your loved ones. 

Our team of UK based specialists are dedicated to finding you the right cover for your needs.

What does Over 50 Life Insurance cover?

Getting to grips with the different life insurance policies available may seem overwhelming at first, but we’re here to help. Let’s have a look at some of the key features of our Over 50 Life Insurance. 

Get a quote

What’s covered

  • Get up to £10,000 of cover depending on your age
  • Immediate cover for accidental death plus death by any cause after 12 months
  • Guaranteed acceptance for UK residents aged 50-80  
  • From the policy anniversary following your 95th birthday, your cover is FREE   
  • Accidental death cover – get 2X your benefit amount paid out up to £20,000 if death is due to an accident   
  • Free £300 Funeral Benefit Option2

Things to consider

  • Inflation may reduce value of cover. If you choose the Increasing Benefit Option, this can help to protect your policy from the effects of inflation
  • You may pay in more than we pay out
  • If you stop your monthly payments, you will get nothing back

View full policy terms & conditions


£100 M&S Gift Card, for new policy holders only, after six successful monthly payments and once your total premiums paid exceeds the value of your Gift Card. View full terms and conditions here.


For a 50-year-old non-smoker with £1,000 of cover.


The Funeral Benefit Option is provided in partnership with Golden Charter. Golden Charter are owned by an association of independent funeral directors, and work with over 2,900 funeral director branches across the country. If you choose an unattended cremation, please note that the £300 contribution will not apply. An unattended cremation means any cremation where there is no funeral service, funeral procession (or other services such as family viewing, limousine(s), embalming or delivery of ashes). The cremation is arranged at a crematorium at a date and time chosen by the allocated funeral director and without anyone attending other than the funeral director’s staff. View full terms and conditions here.