Over 50s Insurance | British Seniors®

Why Choose Us?

You're guaranteed to be accepted as long as you're a UK resident aged 50-80, you can choose a benefit amount from £1,000 up to £20,000 depending on your age and policies start from just £3.72 a month (that’s just 13p per day!)*. You'll also get immediate cover for accidental death and cover for death by any cause after just 24 months.

Arranging cover is simple and can be arranged in just one quick phone call. One of our experienced agents will walk you through the process and make sure you get the cover you need. Or, if you already know exactly what you need, you can arrange cover online in a matter of minutes!

Guaranteed acceptance
Immediate cover
Get £300 towards funeral costs
Apply to make changes with no fees
UK call centre
No medicals or health questions

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*For a 50-year-old UK resident with a £1,000 benefit amount.

Things to Consider:

Consider the benefit amount you choose as inflation may reduce its buying power over time. If you choose the Increasing Benefit Option, this can help to protect your policy from the effects of inflation
Depending on how long you live you may pay in more than we pay out
You will be covered immediately for accidental death and for death by any cause after 24 months
You can choose to Cash In your policy if you are 80 or after 15 years, whichever is later. There is no cash in value before this date
If you choose to take the Cash In amount, your cover will end
Cash In value is the return of premiums equal to 50% of the benefit amount and will only change if you change your benefit amount

British Seniors, in partnership with Golden Charter, who work with the UK’s leading network of funeral directors, now offer the Funeral Benefit Option that gives a FREE £300 contribution towards the cost of your funeral.

When you choose the Funeral Benefit Option, Golden Charter will appoint an independent funeral director, local to you who will take care of your funeral arrangements and provide support for your family.

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