Check out how we compare

We want you to make an informed decision before taking out cover with us. It's good to know how our Over 50s Life Insurance product compares to some of the other providers. 

Below is a quick overview and if you would like to know more, you can call us FREE on undefined

SunLife
Royal London
Post Office
Legal & General
SunLife
Royal London
Post Office
Legal & General
Prices from
£3.72
£3.70
£3.95
£7.00
£5.00

Option to Cash in your policy

British Seniors Over 50s Life Insurance now comes with the unique Cash In option. This gives you 50% of your benefit amount if you decide to cancel your policy from age 80 or after 15 years, whichever is later.

Do you ever stop paying premiums?

Usually premiums will stop on the policy anniversary following your 90th or 95th birthday, or after you have held the policy for a certain number of years.

3 × cover from accidental death

We will pay 3 times your benefit amount for accidental death.

Guaranteed acceptance

No medical required

Fixed monthly premiums

Recommended by experts

We're proud that our cover's 5 Star rated by Defaqto - a trusted industry expert.

Frequently Asked Questions

  • Who can take out Over 50s Life Insurance?

    You can apply for Over 50s Life Insurance if you are a UK resident aged 50-80. You can apply for a single policy or a joint policy to include your spouse, civil partner and/or common-law partner under a joint policy.

    Providing you meet the eligibility criteria, we guarantee to accept your application.

  • Why is this cover important?

    Have you ever considered who would be responsible for your funeral costs if you were to pass away, or how your loved ones may cope financially when you are not around?

    That’s why taking out an over 50s life insurance policy to help take care of your funeral expenses could be one of the most important decisions you make.

    Securing over 50 life cover early ensures the financial help will be there for your loved ones and it allows your family to give you the funeral service and memorial that you would both like.

    Typically, this product is suited to those who want to make sure they do not leave their family and loved ones with the burden of their funeral and other final expenses when they pass away.

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  • What is covered?

    You are covered for accidental death as soon as you take out Over 50s Life Insurance. If you die in an accident, you will receive 3 times your selected benefit amount. So, if you choose £10,000 worth of cover and die as the result of an accident, your loved ones will receive £30,000.

    Your Over 50s Life Insurance benefit amount will be paid if you die due to any cause after 12 months from the start date of the policy.

  • What is not covered?

    During the first 12 months of the policy, your benefit amount will only be paid if you die as a result of an accident. Should you pass away due to a non-accidental death in the first year, we will refund any premiums paid towards your policy.

  • I'm healthy, why would I need British Seniors Over 50s Life Insurance?

    No-one knows what lies around the corner, whether it’s accident or illness, and securing cover early ensures the protection is there when needed.

View all Frequently asked questions

How do I buy Over 50s Life Insurance from British Seniors?

You can choose to get a quote or buy online, but if you prefer to speak to one of our highly trained UK life insurance specialists, you can also call us FREE on undefined

With Over 50s Life Insurance from British Seniors, you're taking a positive step to protecting your loved ones from funeral costs or final expenses. It's a proud moment knowing you can go on protecting them when you're no longer around.

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