• Gold

  • Silver

  • Bronze

  • Gold

    Offers a benefit of: 

    £5,500

    From £19.28 per month1

  • Silver

    Offers a benefit of: 

    £4,000

    From £14.30 per month1

  • Bronze

    Offers a benefit of:

    £2,000

    From £7.65 per month1

Gold

Offers a benefit of: 

£5,500

From £19.28 per month1

Gold Funeral Insurance Plan

A Gold plan will help give you and your family a lot of options when it comes to planning a funeral. This Funeral Insurance Plan can help your loved ones afford almost everything you would expect to pay towards a standard funeral. According to our research the cost of a funeral could easily go beyond £5,5002 depending on the choices you make. This considers the costs of things like the service, a funeral director, flowers, catering and transportation. Depending on what you want, you also have the option to have other elements of the funeral personalised. Things like catering, type of service, coffin material, and flowers can all be personalised and paid for using the lump sum benefit provided with a Gold Funeral Insurance Plan.  

Burial or cremation 

With the benefit amount offered by a Gold Funeral Insurance Plan, you and your loved ones will have the freedom to choose whether you would like a burial or cremation.  

Superior quality coffin

The type of material that can be chosen for a coffin is dependent on what kind of ceremony you would like. Typical materials include wood, metal and even cardboard. With the lump sum provided by a Gold Funeral Insurance Plan, you and your loved ones have the freedom to choose a wider variety of materials with extra detailing such as handles and engravings.

Full service

Being able to have a full service can bring all of your loved ones together to say goodbye. With the benefit amount provided by a Funeral Insurance Plan, you have the option to help organise a service with catering, flowers, and even a limousine. These details can all help contribute towards giving you the send off you deserve.

Choice of personalisation 

It goes without saying that a funeral can be a hugely personal event for friends and family. While there are a lot of traditions around it, there are plenty of ways where people can express themselves. Choosing the benefit amount from a  Gold Funeral Insurance Plan can help give you and your loved ones more room to personalise your send off.  

Frequently asked questions about Funeral Insurance Plans

If you've got further questions about our life insurance and protection products, check out our helpful guides and full FAQ support section.

  • What is a Funeral Insurance Plan?

    A British Seniors Funeral Insurance Plan will allow you to leave a lump sum payout to your loved ones when you pass away. This lump sum payout can then be used to help with a funeral and other costs.  

  • How does a Funeral Insurance Plan work?

    With a Funeral Insurance Plan, you can select the plan that suits you best. There are three options available to you: Gold, Silver and Bronze. You also have the option of adding additional cover to your chosen plan, depending on your age. Deciding on a plan will depend on what kind of financial support you would like to provide your loved ones with, and what you can afford.

    From there you will pay a monthly premium that will maintain your protection until you pass away. When you pass away, your legal beneficiary will receive this money.

  • Are Funeral Insurance Plans the same as Funeral Plans?

    With a standard funeral plan, you pay for your funeral in advance, at today’s prices, with a tied Funeral Director. You can pay the plan provider in either a lump sum or instalments.  

    With our Funeral Insurance, we pay out a cash lump sum which can be used as you and your family see fit, typically contributing to a funeral. It’s more flexible so, for example, you could insure yourself for more than your funeral costs to help cover other expenses such as legal fees and final bills or even as a gift to leave behind to family or friends.

  • What does it include?

    The payout from a Funeral Insurance Plan can be used to help cover some of the costs associated with a funeral and other expenses. In the last number of years there has been a steady increase in the cost of a funeral in the UK. This means that a funeral could potentially put your loved ones under financial pressure. A Funeral Insurance Plan can provide support and help relieve some of the financial stress associated with funeral planning. You also have immediate cover from day one for accidental death, plus death by any cause after 12 months. 

  • What does it not cover?

    For the first 12 months of the policy, a Funeral Insurance Plan only covers death as a result of an accident. After this 12-month period you will be covered for death by any cause. If you pass away from natural causes in the first 12 months of the plan, all premiums paid will be refunded.

  • What's the benefit of getting a Funeral Insurance Plan?

    The death of a loved one can be a stressful time for anyone. The last thing that a lot of people would want to think about would be the finances. Getting the finances together for a funeral at short notice can often introduce stress and pressure into an emotional situation. Having a Funeral Insurance Plan in place could potentially relieve this pressure and give you peace of mind that things are taken care of when you pass away. 

View all frequently asked questions

Free Info Pack

Find out more about Funeral Insurance Plans with our easy-to-understand information pack. We will send it to you for FREE and it includes some of the key things to know about the policy.

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£100 M&S Gift Card, for new policy holders only, after six successful monthly payments and once your total premiums paid exceeds the value of your Gift Card. View full terms and conditions here.

1

For a 50-year-old non-smoker.

2

The British Seniors funeral costs report 2021 was used to help calculate the possible average costs of a funeral. There may be other costs you wish to take into consideration.