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British Seniors Over 50s Life Insurance with the Lifetime Payback Guarantee® pays a lump sum payment in the event of your death.
With the Lifetime Payback Guarantee®, the lump sum payment will always be the greater of the cover amount or the total premiums that have been paid towards a life insured’s cover (the Lifetime Payback Guarantee® amount).
This means, with over 50 life insurance, you can rest assured knowing that you, or your loved ones, will never get back less on death than the premiums already paid in.
If you (and your partner, if applicable) meet the basic over 50s life cover eligibility criteria of being a UK resident aged between 50 and 79, you won’t be turned down, and you won’t be asked a single question about your health or lifestyle.
About Over 50 Insurance Cover
Funerals and final expenses can be a very costly time. With British Seniors Guaranteed Over 50s Life Insurance your chosen benefit is paid to your loved ones, so your funeral arrangements do not end up adding stress for your family, at a difficult and emotional time. The benefit can also be used as a cash sum gift that can go to your loved ones.
Guaranteed Acceptance - no medical, no blood test
You can't be turned down for Guaranteed Over 50s Life Insurance as long as you are a UK resident aged 50 to 79, and you can be covered over the phone or online in minutes.
Choose an Over 50s Life Insurance benefit amount to fit with your needs and budget, depending on your age:
Up to £60,000 in the event of accidental death, or £20,000 for death by natural causes (depending on your age)
If you are aged up to 54, you can choose from £2,000 up to £20,000 over 50s life insurance benefit.
If death is the result of an accident, then three times your selected life insurance benefit will be paid. This means, if you select a £10,000 life insurance benefit, and you die as the result of an Accident, the benefit payable to your loved ones would be £30,000.
Full Cover after 24 months
During the first two years your Guaranteed Over 50s Life Insurance is in force, a benefit will only be paid in the event of accidental death. Should you pass away due to a non-accidental death in the first two years, we will refund any premiums paid towards your individual cover.
Things to consider
Arrange cover easily over the phone 0800 995 1001 or online in minutes.
You will also get a legal will kit with your new policy to help plan your final wishes.
British Seniors Over 50s Life Insurance with the Lifetime Payback Guarantee® pays your chosen benefit amount to your loved ones in the event of your death. It can be used to help pay your final expenses, such as your funeral and outstanding debts, or to leave a gift to your loved ones.
Single or Joint over 50 life cover options
You can apply for a single plan, or a joint plan which includes your spouse, civil partner and/or common law partner.
Insurance from a trusted provider
Our cover is provided by Scottish Friendly Assurance Society Limited.
British Seniors Over 50s Life Insurance with the Lifetime Payback Guarantee® is subject to a number of exclusions and limitations. These are also detailed in the Key Facts document. You should ensure you understand these before taking out over 50s Life Insurance.
This document also contains a copy of the British Seniors Over 50s Life Insurance Terms and Conditions. You should read these carefully so that you can be sure the insurance is suitable for you.
You (and your partner) are guaranteed acceptance for your over 50s life cover, provided:
Things to consider
How to buy British Seniors Over 50s Life Insurance
With British Seniors Over 50s Life Insurance, you are investing in peace of mind by helping to provide your family with financial support. Our fully trained life insurance specialists can get your policy arranged for you over the phone, or you can even get a quote and buy online in a few minutes.
Call FREE on 0800 995 1001 or get a call back by clicking on the button below.
Our UK based customer service specialists will give you a quick no obligation quote and if happy we will take your application further so you can be covered immediately for accidental death. All you will need are your direct debit details.
Get a quote and buy online. Simply fill in our quick and easy online form to determine your premium. If you are happy with the premium amount, continue with the application and you can be covered immediately for accidental death. All you will need are your direct debit details.
Benefits of our products:
Things to consider