Protection to be proud of starting from £4.32 a month*

At British Seniors, we understand that there’s nothing more important to you than your family. That’s why our protection is designed with them in mind. Our Over 50 Life Insurance is a simple way to leave behind a lump sum to help protect your loved ones when you’re no longer around. It could be used to help your family cover the cost of your funeral or other debts and bills. Once it’s sorted, you can have some peace of mind knowing you've helped to protect your loved ones when it matters most. 

British Seniors Over 50 Life Insurance is a whole-of-life policy so as long as you continue to pay your monthly premiums, you’re covered for the rest of your life. And when you pass away, your family are guaranteed a lump sum payment. 

Free Info Pack

Want to learn more about Over 50 Life Insurance and find out how British Seniors could help you to leave behind a legacy to be proud of? Our Information Pack is completely free and includes easy-to-understand information and important things to consider when buying life insurance. 

How much cover do I need?

How much life insurance you need will depend on what you want it to be used for. Whether you would like your benefit amount to be used to help cover your funeral, household bills or other debts, it’s important to consider how much you may need to pay for those expenses. You should also consider how much you want to contribute towards them. Similarly, if you intend your benefit amount to be left behind as a gift, consider how much you want to leave to help your family carry on when you’re no longer around. 

Importantly, you need to think about your ability to pay your monthly premiums now and in the future. With British Seniors, you could get protection in place from as little as £4.32* a month – that’s just 15p a day. If you’re still unsure how much cover you need, our friendly UK team are on hand to help you explore your options. You can also learn more about what over 50 life insurance could do for you in our helpful guide. 

Why get Over 50 Life Insurance with British Seniors?

With British Seniors, prices start from as little as £4.32* a month. There are no medicals or blood tests needed, and acceptance is guaranteed for UK residents aged 50–80. Here are some of the benefits you can look forward to when you choose British Seniors:  

  • Our Over 50 Life Insurance is rated 5 Stars by Defaqto - providing one of the highest quality offerings on the market
  • Choose up to £10,000 of cover depending on your age 
  • Get cover with no health or medical questions needed 
  • We’re right here in the UK. Our team of experts are on hand to help find the right protection for your needs  
  • You’re covered immediately for accidental death, plus death by any cause after 12 months 
  • Get 2X benefit amount paid out (up to £20,000) if death is due to an accident 
  • You’ll receive an M&S Gift Card worth £100 with your policy, it’s just our way of saying ‘thank you’ 

Recommended by experts

We're proud our cover is 5 Star rated by Defaqto - the trusted industry expert. 

British Seniors life insurance customer service team

How to get Over 50 Life Insurance

Getting affordable Over 50 Life Insurance from British Seniors is simple. You don’t need to provide a medical or blood tests, and acceptance is guaranteed for UK residents aged 50-80. It only takes a few minutes to get a quote and once it’s sorted, you can relax knowing you’ve done them and yourself proud.   

Our friendly UK-based team are on hand to answer any questions or concerns you may have. If you want to get in touch, you can call us on 0800 803 0052 Monday to Friday from 9am to 8pm, and Saturday from 9am to 6pm. Or, if you would prefer, we can call you. 

Things to consider

  • Consider the benefit amount you choose as inflation may reduce its buying power over time. If you choose the Increasing Benefit Option, this can help to protect your policy from the effects of inflation
  • Depending on how long you live, you may pay in more than we pay out
  • If you stop your monthly payments, you will get nothing back

£100 M&S Gift Card, for new policy holders only, after six successful monthly payments and once your total premiums paid exceeds the value of your Gift Card. View full terms and conditions.


For a 50-year-old non-smoker with £1,000 of cover.