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You want the best for your loved ones, and to make things as easy as possible for them when you die. You wouldn't want to leave your loved ones with added financial worry at a difficult and emotional time.
By taking out our Over 50s Life Insurance you could help your family with your funeral costs, final expenses such as outstanding bills, loans or credit cards, or even leave them a gift. Then you can relax and enjoy life, knowing you're in control and you've done the right thing by providing for your loved ones.
No health questions and easy sign-up
British Seniors offers a life insurance policy designed with you in mind. It's quick and easy to set up. There are no medical or health questions and you're guaranteed to be accepted, as long as you're a UK resident aged between 50 and 80.
No one's needs are the same, so we offer two products.
As well as our Over 50s Life Insurance policy, we also offer Over 50s Life Insurance with the Lifetime Payback Guarantee®. If you choose this policy, you'll get all the same benefits as our Over 50s policy plus your loved ones will either get back your cover amount or the total premiums you have paid - whichever is more.
We are the only life insurance provider in the UK to offer the choice of the Lifetime Payback Guarantee®.
*For a 50-year-old UK resident with £2,000 worth of cover.
Over 50s Life Insurance Benefits:
Things to consider:
You can choose a benefit amount that suits your needs and budget, from £2,000 up to £20,000.
Depending on your age, the maximum benefit amount you can select is:
Your premiums will depend on your age at the start date of the policy and will be fixed and guaranteed not to change.
Fixed premiums are great for people who want certainty, knowing that your increasing age will not affect the amount you pay.
Plus you'll get FREE cover from the policy anniversary following your 95th birthday and your cover will continue for life. You'll be covered anywhere in the world and if your health or lifestyle changes, your cover will not be affected.
Guaranteed Acceptance - no medical, no health questions
You can't be turned down for Over 50s Life Insurance as long as you are a UK resident aged 50 to 80, and you can be covered over the phone or online in minutes.
Immediate cover for accidental death
As soon as your policy is set up, you'll be covered for accidental death. For the first 24 months, a benefit amount will only be paid in the event of accidental death.
You will be covered for death by any cause after just 24 months.
If you die as a result of an accident anytime during your policy, we will pay out 3 times your selected benefit amount. This means if you select a £10,000 benefit amount and you die as the result of an accident, we will pay out £30,000.
Cover for you and your partner
You can take out a single policy on your own life, or you can choose a joint policy to include your partner.
Our joint policy allows you to choose different benefit amounts for you and your partner to suit your needs. This means that both benefit amounts could be paid out to your loved ones.
Cover is free from the policy anniversary on or following each life insured’s 95th birthday
Insurance from a trusted provider
Our cover is provided by Scottish Friendly Assurance Society Limited.
Arrange cover easily over the phone 0800 995 1001 or online in minutes.
You will also get a free will kit worth £1501 with your new policy to help get your affairs in order.
1Source: The Money Advice Service
Over 50s Life Insurance
The features, benefits, exclusions and limitations of the policies can be found in the Key Facts documents below. It is important that you read the Key Facts document carefully to help you decide whether these policies are suitable for you. The Key Facts documents also contain a copy of the British Seniors Over 50s Life Insurance Terms and Conditions.
How to buy British Seniors Over 50s Life Insurance
With British Seniors Over 50s Life Insurance, you are investing in peace of mind by helping to provide your family with financial support. Our fully trained life insurance specialists can arrange your policy over the phone, or you can get a quote and buy online in a matter of minutes.
Call FREE on 0800 995 1001 or get a call back by clicking on the button below.
Our UK based customer service specialists will give you a quick, no obligation quote and if you are happy we will take your application further so you can be covered immediately for accidental death, plus cover for death by any cause after 24 months. All you will need are your direct debit details. Or, you can get a quote and cover straight away online.