What Happens To Your Pets When You Pass Away?

British Seniors

As we transition into retirement there can be a lot of changes. Finding ways to fill our time can be the least of our concerns. With kids flying the nest, dealing with loneliness can be challenging. One thing we can always rely on is the companionship we can find with our pets. Whether they’re furry or feathered, we greet our pets in the morning and say goodnight to them in the evening.

In some cases, our pets can be as important to us as family, so it makes sense that you would want to protect them. Having a plan in place for your pet could be a good way to make sure they are protected after you are gone.

What can happen to your pet without a plan after you’re gone?

In an ideal situation, the pet would continue to live in the same house or with surviving relatives. However, there are cases where you will need to prepare. In the eyes of the law, a pet is seen as part of your property. So, if you were to pass away without a will, they would be passed on to your closest relatives. 

This can be tricky as they may not be able to look after your pet in the right way. There are plenty of reasons like they might already have a pet, have an allergy or just don’t have space. In situations like this, your pet could end up in a home where there is always the chance they might not be looked after as you would like. 

How can you plan for your pets?

If you feel like you would need a plan for your pets, you have some options. Probably the most obvious way to do this is to leave instructions with your relatives. 

However, if you want to make sure that your wishes are respected, you could add something to your will. This would give you the legal assurance that your wishes for your pet will be respected. 

Can you financially provide for a pet after you’re gone?

You may have heard stories in the past about people passing on their fortune to a pet. In terms of the law, an animal can’t have a bank account, so, unfortunately, they cannot be passed money.

However, there is a way to make sure that the person looking after them has enough money. You can set up a certain section of your will to leave that person with something. 

Plan for your Future with British Seniors

As we move from one stage to another in our lives it’s important to make changes. Having a plan is a good way. At British Seniors, we don’t offer pet insurance, but there are plenty of ways you can help make sure your companions are provided for. 

You can take out Over 50 Life Insurance with British Seniors and your loved ones will receive a lump sum of up to £10,000. We also offer Seniors Term Life Insurance, which provides cover of up to £100,000 for a fixed term of 20 years or the policy anniversary following your 89th birthday – whichever comes first. 

All British Seniors customers could avail of free extras too, like a free Will Kit worth £100, a Funeral Benefit Option that could pay £300 towards the cost of your funeral1, and a £100 M&S gift card*.

* £100 M&S Gift Card, for new policyholders only, after six successful monthly payments and once your total premiums paid exceeds the value of your Gift Card. View full terms and conditions.

1 If you choose an unattended cremation, please note that the £300 contribution will not apply. An unattended cremation means any cremation where there is no funeral service, funeral procession (or other services such as family viewing, limousine(s), embalming or delivery of ashes). The cremation is arranged at a crematorium at a date and time chosen by the allocated funeral director and without anyone attending other than the funeral director’s staff.