When Should You Get Over 50 Life Insurance?

Elderly woman looking out of a window pondering upon life

Hitting 50 is a major milestone in a person’s life. Oddly enough, while many of us spend our 30s and 40s dreading the big 5-0. It can actually come as quite a relief when the birthday candles eventually come out.

That's because many of us reach 50 feeling just as active and restless as we did decades before. It turns out that 50 isn’t as old as we were led to believe. We’re more relaxed in our skin, we have more time to spare, and many of us will be more secure financially.

By the age of 50, we're a lot wiser, particularly when it comes to our finances. But here's something you might not know; the sooner you secure life insurance, the better. In fact, the earlier you start, the greater your benefit cover. You’ll still get a competitive deal in your 50s, but premium rates start to climb with every year, so sooner is better. 

If you're concerned about the process, don't worry - one of the best things about Over 50 Life Insurance means it's guaranteed without a medical examination. In fact, all we need to know is whether or not you are a smoker.

Get peace of mind

If you’re nearing your 50s, you’ll probably have spent most of your adult life taking care of your family. The kids you’ve raised will be about to fly the nest. Which means getting ready to enjoy the home you’ve made for yourself.

Life doesn't always go to plan, and the last thing you want is for your family to have to face a future without you. So there's one final item to settle before you put your feet up...

Of course, it's probably not something your family will want to talk about, but at least you can lead the conversation. It only takes a few minutes to arrange Over 50 life cover. You can arrange it online or over the phone. Then you’ll have peace of mind for years knowing that if the worst were to happen, your family will receive financial support.

Did you know that the average cost of a funeral in the UK is more than £5,5001. This kind of expense is challenging to settle at the best of times, but imagine your family having to cope with it during a time when emotions are running high. 

Many hardworking families cannot afford a funeral. This leaves them dealing with the loss of a loved one with the added burden of financial disarray. Wouldn't you feel better knowing that you've made arrangements to help with funeral costs and outstanding bills? That's the peace of mind life insurance could give you.

British Seniors

Over 50 Life Insurance
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Always have a plan

You've worked hard and planned finances your entire life; your car, wedding, house, your retirement. But there's one more thing you should add to the list and that's life insurance.

Now is as good a time as any to start paying towards your Over 50 Life Insurance policy. With our competitive fixed monthly premiums, you won’t notice the difference, but you’ll get the maximum benefit of our policies.

As you near your 50s, you’ll probably be entering the final phases of pension and mortgage payments. Some people might be reluctant to add yet another premium to their monthly expenses - that is until they find out that Over 50 Life Insurance cover can be as low as £4.32 a month2. That's less than 15p a day, less than a newspaper! 

Still have questions?

If you’re thinking about arranging life insurance, you’ve already done the hard part. Setting up your Over 50 policy with British Seniors couldn’t be easier. Just pick up the phone or go online to get your quote.

We provide flexible, no-nonsense policies, and friendly customer service direct from our UK-based call centre. You can get a policy set-up over the phone or online in a flash.

  1. 2021 British Seniors Funeral Report.
  2. For a 50-year-old non-smoker with £1,000 of cover.