When Should You Get Over 50 Life Insurance?

Hitting 50 is a major milestone in a person’s life. Oddly enough, while many of us spend our 30s and 40s dreading the big 5-0, its rarely as daunting as it seems.

That's because many of us reach 50 feeling just as active and restless as we did decades before. It turns out that 50 isn’t as old as we were led to believe. We’re more relaxed in our skin, we have more time to spare, and many of us will be more secure financially.

By the age of 50, we're a lot wiser, particularly when it comes to our finances. But here's something you might not know; the sooner you secure life insurance, the better. In fact, the earlier you start, the bigger your benefit amount will be. You’ll still get a competitive deal in your 50s, but premium rates start to climb with every year, so sooner is better.

If you're worried about applying, there’s no need to be - one of the best things about Over 50 Life Insurance is that it's a guaranteed policy. This means that if you’re a UK resident aged 50 to 80, you’re guaranteed acceptance with no blood tests or medicals required. In fact, all we need to know is whether or not you are a smoker.

Get peace of mind

If you’re nearing your 50s, you may have spent most of your adult life taking care of your loved ones, and that’s something to be proud of. With retirement on the horizon, or kids ready to fly the nest, you can start getting ready to enjoy the home you’ve made for yourself.

Did you know that the average cost of a funeral in the UK is £4,6631 This kind of expense is challenging to settle at the best of times, but imagine your family having to cope with it during a time when emotions are running high.

Many hardworking families cannot afford a funeral. This leaves them dealing with the loss of a loved one with the added burden of financial disarray. Wouldn't you feel better knowing that you've made arrangements to help with funeral costs and outstanding bills? That's the peace of mind life insurance could give you.

Life doesn't always go to plan, and the last thing you want is for your family to have to face a future without you. So, there's one final item to settle before you put your feet up.

It only takes a few minutes to arrange Over 50 life cover. You can arrange it online or over the phone and once you’re set, you’ll be covered for life as long as you keep up your premiums. So, you’ll have peace of mind for the years ahead knowing that if the worst were to happen, your family will receive financial support.

British Seniors

Over 50 Life Insurance
Don’t wait until it’s too late. Prepare financial security for your family right away.

Always have a plan

You've worked hard and planned finances your entire life; your car, wedding, house, your retirement. But there's one more thing you should add to the list and that's life insurance.

Now is as good a time as any to start paying towards your Over 50 Life Insurance policy. With our competitive fixed monthly premiums, you may not even notice the difference to your monthly outgoings, but you’ll get the maximum benefit of our policies.

Still have questions?

If you’re thinking about arranging life insurance, you’ve already done the hard part. Setting up your Over 50 policy with British Seniors couldn’t be easier. Just pick up the phone or go online to get your quote.

We provide flexible, no-nonsense policies, and friendly customer service direct from our UK-based call centre. You can get a policy set-up over the phone or online in a flash.

Get a quote

British Seniors, Proud to Protect

We’re here to help you protect the ones you care about most. Call our specialist UK team to explore your options and get your free quote.

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2022 British Seniors Funeral Report