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Discover how we compare

There are plenty of options out there which can make choosing cover seem overwhelming at times. It’s important to know that you’re getting value for your money as well as getting a high-quality life insurance policy that you can trust. We are the No.1 rated provider of Over 50 Life Insurance and we have the highest ratings of all Over 50 Life Insurance providers with more than 500 reviews on each of the following platforms: Trustpilot, Google, Feefo and REVIEWS.io. On this page, we compare how our cover is reviewed by customers against customer reviews of over 50 life insurance cover from all the UK’s providers.


Our highly trained UK based life insurance specialists are ready to help you arrange cover over the phone. Helping you feel confident that when the time comes your family will feel supported. The information in the below table is correct as of 02/09/2025. Please note that any providers with less than 500 reviews on these platforms have not been included in the table below.

Provider

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British Seniors Logo

Aviva

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Churchill

N/A

Co-operative Insurance

N/A

N/A

Direct Line

N/A

N/A

N/A

Foresters Friendly

N/A

N/A

N/A

Legal & General

N/A

N/A

NatWest

N/A

N/A

OneFamily

N/A

N/A

N/A

Post Office Money

N/A

N/A

N/A

Sainsbury's Bank

N/A

N/A

N/A

Santander

N/A

N/A

Scottish Friendly

N/A

N/A

N/A

Shepherds Friendly

N/A

N/A

SunLife

N/A

N/A

TSB

N/A

N/A

N/A

Over 50 Life Insurance FAQs

Find the answers to the most commonly asked questions about our Over 50 Life Insurance

British Seniors Over 50 Life Insurance is a guaranteed, whole of life policy. It’s designed to help protect your loved ones when you’re gone. Depending on your age, you could leave behind a lump sum up to £10,000. This could help with funeral expenses, or it could go towards other costs and debts that your family may need help with.

If you’re a UK resident aged 50 to 80 you’re eligible for British Seniors Over 50 Life Insurance. Acceptance is guaranteed – that means no medicals, blood tests, or long complicated forms. You can apply for a single policy or joint policy if you want to take out protection with your spouse, civil partner, or common-law partner.

Depending on your age you can choose a benefit amount between £1,000 and £10,000. We also offer a free Funeral Benefit Option1 that provides a £300 contribution towards your funeral expenses. The maximum benefit amount you can get at the start date is:

  • Age 50 to 69 – up to 10,000
  • Age 70 to 74 – up to £9,000
  • Age 75 to 80 – up to £6,000

Simply choose a benefit amount with a monthly premium that you can afford now and in the future. If you’re a UK resident aged 50 to 80, you’re guaranteed to be accepted – with no need for a medical or blood tests. Get your free quick quote in minutes, or call our UK team of specialists on 0800 803 0051. We’re available Monday to Friday from 8am to 8pm, Saturday from 9am to 6pm, and Sunday from 9am to 5pm (excluding bank holidays).

You’ve taken care of your family your entire life, it’s only natural to want to continue to protect them when you’re no longer around. Our Over 50 Life Insurance can help you do that. We've helped over 200,000 people across the UK to protect what matters most to them since 2012. Our cover can be used to help your loved ones with funeral costs and other expenses that might come up when you’re gone. Or it could be a gift. Whatever it’s for, you can feel proud that you’re protecting your loved ones.

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British Seniors, Proud to Protect

We’re here to help you protect the ones you care about most. Call our specialist UK team to explore your options and get your free quote.

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1

Funeral Benefit Option is not available to those living in the following areas: Northern Ireland, KW (Wick) and IV (Inverness) postcodes.

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