Benefits Of Over 50s Life Insurance

wood coffin with white flowers on top

As you reach your 50s, certain expenses ease off, such as the cost of raising children or perhaps mortgage repayments or other loans. With that comes the option of redirecting income towards areas that will deliver benefits in the years ahead.

While you might be at the peak of your earning potential, it is important to be prepared for the unexpected. Things can change quickly, and should tragedy strike, the costs involved can put your family under pressure. Over 50s Life Insurance can be a great solution to this kind of uncertainty.

Here’s the good news - it’s never too late, it couldn’t be easier and the value of Over 50's life cover can’t be underestimated. 

A plan for the future

When you have life insurance in place, you can enjoy the peace of mind that your family is taken care of when your own time comes. Better still, you can actually plan for it and tackle each challenge or obstacle while it’s in your hands.

Let’s face it - death is inevitable and each one is a tragedy to someone. But there doesn’t have to be a financial calamity on top of the grief. 

Funds to settle any bills

It’s not just belongings and fond memories you’ll leave behind. Your bills survive you too. Do you know who will be picking them up? Even if you’ve put your affairs in order, your funeral itself could trigger a financial collapse for your family.

The average cost of funerals in the UK are rising every year. Although many of us assume the cost of our funeral will be covered by our estate, one factor that can have an affect on this is inflation.

Some families are even forced to take out 'payday' loans to cover funeral costs for our loved ones, and some of us resort to credit cards. In short, a death in the family often means a substantial bill to pay in distressing circumstances.

British Seniors

Over 50's Life Insurance
With Over 50s Life cover at the ready, those you leave behind can reach for the support you've put in place.
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There’s one cost that is affordable  

Another misconception about Over 50s Life Insurance is that it’s out of reach financially. Let’s put that one to bed. Of all the costs and premiums you’re taking on board at this time of life, the chances are that it’s very affordable in comparison.

For example, you can have a policy in place for as little as £3.72 a month - whereas you’re paying 3 times that amount a month for your TV licence... and your insurance premium won’t go up either unless you choose the Increasing Benefit Option.

Insurance that’s flexible

We’re used to thinking of insurance in terms of small print and jargon, putting many of us off before we've even started. That’s why British Seniors insists on straight-talking, clear, no-nonsense cover.

What you see is what you get - and if you want to increase or decrease your cover amounts over the term of your policy, we don’t sneak in any additional fees or charges.

It’s the way we prefer to work and it’s what our customers are looking for - why complicate matters?

Fast payout when you need it

We understand that there’s no use in having all the cover in the world if it’s not available when your loved ones need it. And when it’s time to act, we step up a gear, settling the majority of claims within days.

All your beneficiary has to do is call our UK-based customer care centre, send an email, or post us a letter - and we get the ball rolling. 

Arrange your cover today

You can arrange Over 50s Life Insurance with a phone call - no medical, no health questions. When there’s the possibility of putting in place years of cover in a matter of minutes, it’s a no-brainer.